
Buying the Right Travel Insurance
Buying the right Travel Insurance is very important while you are on an adventure holiday in the Himalayas.
Travel Insurance is strongly recommended while hiking in Nepal Sikkim or Darjeeling as you will be hiking to high altitude in the Himalayas. Your Travel Insurance plan should cover all medical and travel issues. Accidents may occur on the trekking trail. In such case you may take the facility of the Air Ambulance/Evacuation by Helicopter/Helicopter Rescue, clinical attention etc. In short, every hiker will need a Travel Insurance for adventure travel/Hiking in Nepal, Sikkim and Darjeeling.
You will need to ask your insurance company a policy that will cover High Altitude Sickness, Accidents and Sickness on the trekking trail, the Insurance Policy should cover the evacuation by Helicopter in case of an emergency.
Heading out to the Himalayas? Thinking of Hiking around in Sikkim Darjeeling or in Nepal?
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Your Insurance Policy should also cover General Issues like delay or even cancellation of all flights (mainly the Lukla Flight in Nepal, if you are trekking in the Everest Area) due to bad weather condition or natural disaster. In such case sometimes you will need to take a chartered helicopter flight out of Lukla, and these charter flights are not cheap. Therefore, your Insurance Policy should cover all these aspects.
The Best Insurance company in Nepal that will cover all the risk factors relating to Hiking to higher Altitude in Nepal :
- Alpha Global Solutions
For Indian Citizens Given below are the recommended Insurance Companies from India who have a Good Record for Policy Claims in Nepal:
- Bharati Axa Travel Insurance
- ICICI Lombard
- HDFC Ergo Travel Insurance
- Reliance Travel Insurance
- Bajaj Allianz Travel Insurance